Welcome to our website!
In these Terms the following terms are defined as follows:
The term ‘Map My Plan or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ or ‘Member’ refers to the user of the website.
Account means an account to use the Website Services set up by a User.
Content means the content uploaded onto the Website by Map My Plan.
Dashboard means the interface that enables members to see both a holistic view and individual goal view of their Financial Roadmap. The Dashboard also tracks progression, activities and achievements of each member. The Dashboard is unique to each member as it is based on their goals and personal situation.
Financial Roadmap means the set of recommendations generated by the Website that is tailored to a Member's financial goals and situation (as per information provided by the user).
Goal means a financial goal that a Member selects from the financial goal options set out on the Website.
Intellectual Property Rights means industrial and intellectual property rights of whatever nature throughout the world conferred on May My Plan under statute, common law or equity, whether existing now or at any time in the future in relation to the Website or otherwise;
(b) all rights belonging to Map My Plan in respect of or in connection with copyright, inventions (including patents), formulae, databases, business processes and methods, trademarks, service marks, business names, trade names, domain names, designs, confidential information, trade secrets or otherwise;
(c) all concepts, ideas, methods, methodologies and business methods developed in relation to the Website;
(d) the copyright subsisting in all documents and electronically stored files encompassing the things referred to in paragraphs (a) and (b); and
(e) any invention, discovery, or right to apply for a patent, trade mark or design in relation to anything referred to in paragraphs (a), and (b).
Member means a user who signs up for an Account on the Website.
Membership Fee means the membership fees set out in clause 1.
Services means the financial planning and Financial Roadmap tool] services provided to the Member by the Map My Plan via the Website.
Website means www.mapmyplan.com. The registered business address of Map My Plan pty ltd is Level 1, 164 Brisbane Street, Ipswich QLD 4305, Australia. Office address of Map My Plan is Level 2, 50 Bridge Street, Sydney NSW 2000.
1. Membership and Pricing
In order to access the Services on the Website you join and become a member. The automated service of Map My Plan that provides users access to their personalised dashboard is free. The additional services that provide users with the opportunity to gain personalised advice via email or phone are paid services
The merchant facility for Map My Plan is based in Australia.
Annual Membership Fee
The personalised advice services are broken into two different service levels
Members can elect to pay $99 annual subscription fee to activate this service. Members can email map My Plan with questions about the goals they have selected and will receive an email response within 48 hours
- Users can elect to pay the annual subscription fee on a monthly basis at $9.90 per month for 12 months
Members can elect to pay $299 annual subscription fee to activate this service. In addition to the email service users can also set two phone appointments (60 minutes each) to discuss their plan within the 12 month period.
- Users can elect to pay the annual subscription fee on a monthly basis at $29.00 per month for 12 months
The advice provided would be limited to the goals a member has selected within their Map My Plan profile. Specific product discussions will not form part of this service.
Month to Month Membership Fee
The first Monthly Membership Fee is payable on the creation of requesting this service via the “Upgrade” function on the site. On the same day that you created a Membership or at the end of each month, each month thereafter the Monthly Membership Fee will be debited from your nominated credit card until you terminate your Membership.
We will refund Membership Fees when we are unable to provide the Services.
Users can cancel their membership in writing by email. Upon receiving this written request Map My Plan will cancel the membership at the end of the next complete monthly billing cycle.
Users who have paid the annual membership upfront will receive a refund of the amount remaining on their annual membership less a one-month admin fee. Users who are paying monthly will be charged one additional monthly fee – after which the membership will be canceled.
Users will still be able to access the site for the period that they have paid up to including the final monthly payment.
We will refund Membership Fees in accordance with the Competition and Consumer Act 2010 (Cth).
2. Map My Plan Services
By setting up a profile on the Website and inputting information as prompted by the Website based on your financial goal(s) we will provide you with a Financial Roadmap to assist you with reaching your financial goal(s). You will also be able to access to Content including articles and educational materials uploaded onto the Website.
3. Website Content
All content shown on the site is provided in good faith and derived from information believed to be accurate at the time of publication. We do not provide any warranty or guarantee as to the accuracy, timeliness, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
4. User Representations and Warranties
(a) You agree to provide Map My Plan with true, accurate, current and complete information.
(b) You agree not to misrepresent your identity or any information.
(c) You agree to keep your information [uploaded into the Website] up to date and accurate.
(d) You agree to not use the Website or the Service for any purpose that is unlawful or prohibited by these Terms.
(e) You agree that all User content posted by you is owned by you and our use of such User Content does not infringe or violate the Intellectual Property Rights or any other rights of anyone else. You licence us to use, modify, adapt, publish, display, sublicense, create derivative works from and incorporate in other works any User content by you, at any time in the future in any form and for any purpose and warrant that you have the right to grant this licence.
(a) Your use of any information or materials on this Website is entirely at your own risk, for which we shall not be liable. Services and Content are provided to you "as is", and Map My Plan expressly disclaims all warranties of any kind, either implied or express, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. It shall be your own responsibility to ensure that any information available through this website meets your specific requirements.
(b) Map My Plan makes no warranty, either implied or express, that any part of the Service will be uninterrupted, error-free, virus-free, timely, secure, accurate, reliable, or of any quality, nor is it warranted either implicitly or expressly that any content is safe in any manner for download.
(c) You understand and agree that information provided to you is based solely on the data and answers you provide. Any advice or recommendations provided will reflect the information you have provided, as such should only be seen as a guide to assist users in making appropriate decisions. Any reliance on this information obtained via this website may be used solely at your own risk, and that Map My Plan will not be held liable in any way.
(d) The information provided is intended to represent an illustration of possible results you could achieve in the future. Given your circumstances are unique and can change at anytime in the future, Map My Plan cannot and does not guarantee the accuracy, completeness, timeliness or reliability of future projections provided on or through the Web Site.
6. Limitation of Liability
(a) To the maximum extent permitted by law you expressly understand and agree that Map My Plan will not be liable for any direct, indirect, special, incidental, consequential or exemplary damages suffered by you, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible assets (even where Map My Plan has been advised of the possibility of such damages), resulting from:
a. the use of Services or the inability to use Services;
b. the cost of obtaining substitute goods and/or services resulting from any transaction entered into or recommendation made on/through Services;
c. statements by any third party or conduct of any third party using Services; or
d. any other matter relating to Services.
(b) Map My Plan’s liability for breach of any implied warranty or condition which cannot be excluded is limited at our option to the fees paid by you in the 12 months preceding notification of any breach by Map My Plan by you.
(c) Subject to our obligations under any implied conditions and warranties referred to in paragraph (a), our maximum aggregate liability for all claims under or relating to these terms and conditions or their subject matter, whether in contract, tort (including without limitation negligence), in equity, under statute, under an indemnity or on any other basis, is limited to A$100. In calculating our aggregate liability under this clause, the parties must include any amounts paid or the value of any goods or services replaced, repaired or supplied by us for a breach of the implied conditions and warranties referred to in paragraph (a).
You agree to indemnify and hold Map My Plan, its subsidiaries, affiliates, officers, agents, and other partners and employees, harmless from any loss, liability, claim, or demand, including reasonable legal expenses, made by any third party due to or arising out of your use of the Service in violation of this these Terms.
8. Third-Party Advertisers
Map My Plan may run advertisements and promotions from third parties on the Site. Your business dealings or correspondence with, or participation in promotions of, advertisers other than Map My Plan, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party.
Map My Plan is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of third-party advertisers on the Site.
9. Intellectual Property
(a) You acknowledge that the Website, the Service and all related content are subject to copyright and possibly other intellectual property rights (Intellectual Property Rights).
(b) We grant you a limited, non-transferable licence to access and use the Website and the Service solely for your personal use and only for these purposes.
(c) We (or our licensors) retain all right, title, and interest in and to the Website, the Service and all related content, and nothing you do on or in relation to the Website, the Service or any of the related content will transfer any Intellectual Property Rights to you or, except for the licence referred to in paragraph (b), to licence you to exercise any Intellectual Property Rights unless this is expressly stated.
(d) Except as provided in these terms and conditions, permission to reprint or electronically reproduce the Website, the Service or any related content in whole or in part for any other purpose is expressly prohibited, unless prior written consent is obtained from us.
(e) Subject to applicable law, we may revoke the permission referred to in paragraphs at any time and may suspend or deny, in our sole discretion, your access to all or any portion of the Website or the Service without notice.
10. Third Party Links
From time to time, this may include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of linked website(s).
11. Non-commercial Use by Members
The Website is for the personal use of individual Members and may not be used in connection with any commercial endeavours, unless prior approval is obtained in writing from an authorised representative of Map My Plan. Organisations, companies, and/or businesses may not become Members and should not use the Service or the Web Site for any purpose. Illegal and/or unauthorised uses of the Web Site, including collecting usernames and/or email addresses of Members by electronic or other means for the purpose of sending unsolicited email and unauthorised framing of the Web Site is prohibited.
12. Termination of Membership
Use of the ’Website is with the permission of Map My Plan and payment of the Membership Fees which may be revoked at any time, for any reason, in Map My Plan's sole discretion.
How to cancel your Membership
To cancel your Membership, please refer to the process in your personal profile related to your Account in the Website.
If you cancel your Membership and you have paid the Annual Membership Fee you will be refunded the proportion of your fees in respect of the months that have not elapsed following the date on which your Membership is terminated less an administration fee of one-months fee.
If you cancel your Membership and you are signed up to a Monthly Membership on the date you cancel the following month, we will cease to debit the Monthly Membership Fee in the following month.
Access following termination
Once your account is terminated by you, you will have read only access to your Account for a period of 180 days following the date of termination. If we cancel your Membership, your ability to access your Account will automatically cease.
Suspending your account
You may suspend your Account by notifying us in writing via email or via the contact form within your personal profile relating to your Account. Once your Account is suspended you can re-access it by notifying us in writing via email (the “Freeze Period”).
If you have paid the Annual Membership Fee and you freeze your Account, your Membership period will be extended for the same length of time as your Freeze Period.
If you have a Monthly Membership, in the month immediately after the Freeze Period we will debit your card for the Monthly Membership Fee.
During the Freeze Period you will have read only access to your Account.
13. Dispute Resolution
If you have any problems with the Website or your Membership please email us.and we will respond within 2 Business Days.
(a) If any part of these terms and conditions is held to be unenforceable, the unenforceable part is to be given effect to the greatest extent possible and the remainder will remain in full force and effect.
(b) These terms and conditions are governed by the laws of New South Wales, Australia, and you irrevocably submit to the exclusive jurisdiction of the courts of New South Wales, Australia.
(c) These terms and conditions constitute the entire agreement between us and you in relation to the Website and your use of the Services and supersede all other (prior or contemporaneous) communications or displays whether electronic, oral, or written, between us and you in relation to the Website and the Services.
(d) Your use of the Service is conducted electronically and you agree that we may communicate with you electronically for all aspects of your use of the Service, including sending you electronic notices.
(e) The provisions of these terms and conditions which by their nature survive termination or expiry of these terms and conditions will survive cancellation of your registration or termination or expiry of these terms and conditions.